{"id":2186,"date":"2020-06-22T06:21:00","date_gmt":"2020-06-22T06:21:00","guid":{"rendered":"https:\/\/aldlawfirm.com\/?p=2186"},"modified":"2025-12-20T04:50:27","modified_gmt":"2025-12-20T04:50:27","slug":"negociar-con-la-compania-de-seguros","status":"publish","type":"post","link":"https:\/\/aldlawfirm.com\/es\/blog\/negotiating-with-the-insurance-company\/","title":{"rendered":"Negociar con la compa\u00f1\u00eda de seguros"},"content":{"rendered":"<p>Por lo general, las compa\u00f1\u00edas de seguros no est\u00e1n dispuestas a pagar grandes sumas tras un accidente. Para ellas, se trata de un gasto que reduce sus ganancias. Sin embargo, esto no significa que no vayan a llegar a un acuerdo por una cantidad razonable. El reclamante solo tiene que negociar con la compa\u00f1\u00eda de seguros para conseguir la indemnizaci\u00f3n que le corresponde.<\/p>\n<p>Lo m\u00e1s importante que necesita un reclamante al presentar una reclamaci\u00f3n es informaci\u00f3n. Debe saber exactamente cu\u00e1l es el valor de su autom\u00f3vil y de los dem\u00e1s elementos de su reclamaci\u00f3n. Esto le ayudar\u00e1 a contrarrestar la mayor ventaja con la que cuenta la compa\u00f1\u00eda de seguros, a saber, que sabe mucho m\u00e1s sobre valoraci\u00f3n que los reclamantes. Informarse con antelaci\u00f3n reducir\u00e1 la probabilidad de que el reclamante se apresure a aceptar la oferta inicial de la compa\u00f1\u00eda de seguros.<\/p>\n<p>De hecho, el <a href=\"https:\/\/www.caranddriver.com\/research\/a31268644\/how-to-negotiate-an-insurance-settlement-for-your-car\/\" target=\"_blank\" rel=\"noreferrer noopener\">compa\u00f1\u00eda de seguros<\/a> Casi nunca hacen su mejor oferta desde el principio. Por lo general, presentan ofertas muy bajas, tratando de averiguar qu\u00e9 est\u00e1 dispuesto a aceptar el reclamante antes de entrar en materia con las negociaciones del acuerdo. Casi siempre le conviene a alguien negociar con la compa\u00f1\u00eda de seguros porque esa puede ser la \u00fanica forma de obtener lo que se merece. Por lo general, deben rechazar la oferta inicial de la compa\u00f1\u00eda de seguros porque hay margen para mejorar el monto en d\u00f3lares. Nunca est\u00e1 de m\u00e1s hacer una contraoferta a trav\u00e9s de una carta de demanda.<\/p>\n<p>Negociar con una compa\u00f1\u00eda de seguros requiere cierta habilidad y experiencia que muchos reclamantes no tienen, ya que no suelen hacerlo. Ah\u00ed es donde un <a href=\"https:\/\/aldlawfirm.com\/es\/abogado-especializado-en-accidentes-automovilisticos-en-pittsburgh\/\">accidentes de tr\u00e1fico<\/a> Un abogado podr\u00eda ser de ayuda. El abogado podr\u00eda encargarse de evaluar el valor de la reclamaci\u00f3n y de determinar en qu\u00e9 medida se aleja la oferta inicial de acuerdo. A continuaci\u00f3n, el abogado podr\u00eda ayudar a su cliente redactando y presentando una contraoferta a la compa\u00f1\u00eda de seguros con vistas a un posible acuerdo.<\/p>","protected":false},"excerpt":{"rendered":"<p>Insurance companies do not generally write big checks willingly after an accident. It is an expense for them that comes out of their bottom line. This does not mean that they will not settle a claim for a reasonable amount, however. The claimant just needs to negotiate with the insurance company in order to achieve [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[10,14],"tags":[],"class_list":["post-2186","post","type-post","status-publish","format-standard","hentry","category-car-accidents","category-motor-vehicle-accidents"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Negotiating with the insurance company - Ainsman Levine<\/title>\n<meta name=\"description\" content=\"Insurance companies do not generally write big checks willingly after an accident. It is an expense for them that comes out of their bottom line. This does not mean that they will not settle a claim for a reasonable amount, however. 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The claimant just needs to negotiate with the insurance company in order to achieve\" \/>\n<meta property=\"og:url\" content=\"https:\/\/aldlawfirm.com\/es\/blog\/negociar-con-la-compania-de-seguros\/\" \/>\n<meta property=\"og:site_name\" content=\"Ainsman Levine, LLC\" \/>\n<meta property=\"article:publisher\" content=\"http:\/\/facebook.com\/AinsmanLevineLLC\/\" \/>\n<meta property=\"article:author\" content=\"http:\/\/facebook.com\/AinsmanLevineLLC\/\" \/>\n<meta property=\"article:published_time\" content=\"2020-06-22T06:21:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-12-20T04:50:27+00:00\" \/>\n<meta name=\"author\" content=\"Richard C. 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Levine","image":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/secure.gravatar.com\/avatar\/c7931f99933cd2f9dab1d65e70eec4753c472c94d749fce0d7fd4049dd6b3266?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/c7931f99933cd2f9dab1d65e70eec4753c472c94d749fce0d7fd4049dd6b3266?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/c7931f99933cd2f9dab1d65e70eec4753c472c94d749fce0d7fd4049dd6b3266?s=96&d=mm&r=g","caption":"Richard C. Levine"},"description":"Richard C. Levine es el fundador de Ainsman Levine, LLC en Pittsburgh, Pensilvania. Con 30 a\u00f1os de experiencia en el \u00e1mbito jur\u00eddico, se especializa en casos de lesiones personales, indemnizaci\u00f3n laboral, negligencia m\u00e9dica y lesiones catastr\u00f3ficas. Su pr\u00e1ctica tambi\u00e9n abarca casos de muerte por negligencia, responsabilidad civil por las instalaciones, productos defectuosos y una amplia gama de reclamaciones por accidentes. El Sr. Levine est\u00e1 habilitado para ejercer en Pensilvania, en el Tribunal de Distrito de los Estados Unidos para el Distrito Oeste de Pensilvania y en el Tribunal de Apelaciones de los Estados Unidos para el Tercer Circuito. Obtuvo su Doctorado en Derecho (J.D.) en la Facultad de Derecho de la Universidad de Pittsburgh y una licenciatura (B.A.), cum laude, en la Universidad de Pittsburgh.","sameAs":["https:\/\/aldlawfirm.com","http:\/\/facebook.com\/AinsmanLevineLLC\/","https:\/\/www.instagram.com\/p\/DV0nriXlK_3\/","https:\/\/www.linkedin.com\/company\/ainsman-levine-llc","https:\/\/www.ilawconnect.com\/pittsburgh\/attorney\/ainsman-levine-llc","https:\/\/x.com\/https:\/\/x.com\/ainsmanlevine","https:\/\/www.linkedin.com\/in\/richard-levine-3863762a","https:\/\/www.yelp.com\/biz\/ainsman-levine-pittsburgh-2","https:\/\/profiles.superlawyers.com\/pennsylvania\/pittsburgh\/lawyer\/richard-c-levine\/28e2219e-f2dc-42e4-a57d-df5fc2f098e5.html","https:\/\/www.lawyer.com\/firms\/ainsman-levine-drexler-llc.html","https:\/\/www.datanyze.com\/companies\/ainsman-levine\/3920152"],"url":"https:\/\/aldlawfirm.com\/es\/blog\/author\/richard-c-levine\/"}]}},"_links":{"self":[{"href":"https:\/\/aldlawfirm.com\/es\/wp-json\/wp\/v2\/posts\/2186","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/aldlawfirm.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/aldlawfirm.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/aldlawfirm.com\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/aldlawfirm.com\/es\/wp-json\/wp\/v2\/comments?post=2186"}],"version-history":[{"count":2,"href":"https:\/\/aldlawfirm.com\/es\/wp-json\/wp\/v2\/posts\/2186\/revisions"}],"predecessor-version":[{"id":2700,"href":"https:\/\/aldlawfirm.com\/es\/wp-json\/wp\/v2\/posts\/2186\/revisions\/2700"}],"wp:attachment":[{"href":"https:\/\/aldlawfirm.com\/es\/wp-json\/wp\/v2\/media?parent=2186"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/aldlawfirm.com\/es\/wp-json\/wp\/v2\/categories?post=2186"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/aldlawfirm.com\/es\/wp-json\/wp\/v2\/tags?post=2186"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}