{"id":2236,"date":"2020-04-09T06:46:00","date_gmt":"2020-04-09T06:46:00","guid":{"rendered":"https:\/\/aldlawfirm.com\/?p=2236"},"modified":"2025-12-19T06:48:23","modified_gmt":"2025-12-19T06:48:23","slug":"los-empleadores-no-siempre-estan-protegidos-por-el-seguro-de-accidentes-laborales","status":"publish","type":"post","link":"https:\/\/aldlawfirm.com\/es\/blog\/employers-not-always-protected-by-workers-comp\/","title":{"rendered":"Los empleadores no siempre est\u00e1n protegidos por el seguro de accidentes laborales"},"content":{"rendered":"<p>En Pensilvania existe un acuerdo de pol\u00edtica p\u00fablica por el cual los trabajadores lesionados reciben una indemnizaci\u00f3n por los salarios perdidos y los gastos m\u00e9dicos sin tener que demostrar la culpa. A cambio, sus empleadores gozan de protecci\u00f3n frente a demandas costosas y que pueden prolongarse durante mucho tiempo. Aunque en Pensilvania <a href=\"https:\/\/aldlawfirm.com\/es\/abogado-especializado-en-indemnizaciones-laborales-en-pittsburgh\/\" target=\"_blank\" rel=\"noreferrer noopener\">indemnizaci\u00f3n por accidentes laborales<\/a> Aunque esta ley ofrece dicha protecci\u00f3n, los empleadores tambi\u00e9n corren el riesgo de enfrentarse a demandas por lesiones personales en determinados casos <a href=\"https:\/\/www.entrepreneur.com\/article\/346978\" target=\"_blank\" rel=\"noreferrer noopener\">imprudencia y otras conductas.  <\/a><\/p>\n<p>La legislaci\u00f3n de Pensilvania tambi\u00e9n exige la indemnizaci\u00f3n por accidentes de trabajo <a href=\"https:\/\/www.dli.pa.gov\/Businesses\/Compensation\/WC\/compliance\/Pages\/default.aspx\" target=\"_blank\" rel=\"noreferrer noopener\">cobertura<\/a> para todos los empleados a tiempo completo y a tiempo parcial, salvo los trabajadores ferroviarios, los empleados federales y otros empleados exentos de la cobertura en virtud de la legislaci\u00f3n de Pensilvania. Los empleadores pierden su protecci\u00f3n cuando carecen de esta cobertura obligatoria.<\/p>\n<p>Adem\u00e1s de las acciones penales, estos empleadores pueden sufrir graves p\u00e9rdidas econ\u00f3micas. Los trabajadores pueden interponer demandas civiles contra los empleadores, incluso por negligencia simple, y reclamar una indemnizaci\u00f3n por los da\u00f1os no econ\u00f3micos actuales y futuros.<\/p>\n<p>En esta nueva econom\u00eda tambi\u00e9n surgen m\u00e1s dudas sobre la cobertura, ya que la l\u00ednea que separa a los empleados de los contratistas independientes es a\u00fan m\u00e1s difusa. El seguro de accidentes de trabajo no cubre a los contratistas independientes, a los trabajadores ocasionales ni a otros tipos de trabajadores que no entran en la definici\u00f3n de \u2019empleado\u00bb. Estos pueden presentar una demanda civil contra la empresa si su negligencia les caus\u00f3 lesiones.<\/p>\n<p>Cualquier conducta intencional o peligrosa puede quedar excluida de la indemnizaci\u00f3n por accidentes de trabajo. Por ejemplo, una agresi\u00f3n f\u00edsica contra un empleado no se considera una lesi\u00f3n laboral y puede constituir un delito de agresi\u00f3n. Adem\u00e1s, puede provocar lesiones graves y acarrear costosas responsabilidades para el agresor e incluso para el empleador.<\/p>\n<p>Los empleadores que no cumplan con las leyes federales o estatales de salud y seguridad en el trabajo, destinadas a proteger a los trabajadores contra lesiones, pueden incurrir en responsabilidad personal por dichas lesiones. Ser consciente de un riesgo y no tomar medidas para corregirlo puede resultar a\u00fan m\u00e1s costoso. Por ejemplo, un empleador puede ser considerado personalmente responsable de las lesiones causadas por no proporcionar protecci\u00f3n auditiva contra la exposici\u00f3n constante al ruido o equipo de protecci\u00f3n contra el asbesto.<\/p>\n<p>Aunque el seguro de accidentes de trabajo suele cubrir a los empleados que deben manipular sustancias qu\u00edmicas t\u00f3xicas e inestables, esta cobertura puede no ser absoluta. Los empleadores pueden ser responsables si ordenan a los trabajadores que manipulen sustancias qu\u00edmicas con antecedentes de explosiones, incluso cuando sean conscientes de este riesgo. El momento en que se descubre la lesi\u00f3n tambi\u00e9n puede influir.<\/p>\n<p>Un empleador que haya fabricado la maquinaria o el equipo que caus\u00f3 la lesi\u00f3n tambi\u00e9n puede incurrir en responsabilidad adicional. Si el fabricante produjo el equipo y permiti\u00f3 su uso a pesar de conocer los riesgos, puede enfrentarse a una demanda por responsabilidad civil por productos defectuosos, adem\u00e1s de una reclamaci\u00f3n de indemnizaci\u00f3n laboral.<\/p>\n<p>Ocultar la lesi\u00f3n del trabajador o su relaci\u00f3n con el lugar de trabajo puede acarrear consecuencias. En estos casos, los empleadores pueden perder la protecci\u00f3n legal y ser considerados personalmente responsables de las lesiones.<\/p>\n<p>Un abogado puede asesorarle sobre c\u00f3mo presentar una demanda por lesiones personales o una reclamaci\u00f3n de indemnizaci\u00f3n laboral. La representaci\u00f3n legal puede ayudar a garantizar que los trabajadores lesionados reciban una indemnizaci\u00f3n por sus lesiones y por los ingresos perdidos.<\/p>","protected":false},"excerpt":{"rendered":"<p>Pennsylvania has a public policy bargain where injured workers receive compensation for lost wages and medical expenses without having to prove fault. In return, their employers receive protection against costly and possibly lengthy lawsuits. While Pennsylvania\u2019s workers\u2019 compensation grants this protection, employers also face the risk of personal injury lawsuits for certain recklessness and other [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[20],"tags":[],"class_list":["post-2236","post","type-post","status-publish","format-standard","hentry","category-workers-compensation"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Employers not always protected by workers\u2019 comp - Ainsman Levine<\/title>\n<meta name=\"description\" content=\"Pennsylvania has a public policy bargain where injured workers receive compensation for lost wages and medical expenses without having to prove fault. In return, their employers receive protection against costly and possibly lengthy lawsuits. While Pennsylvania\u2019s workers\u2019 compensation grants this protection, employers also face the risk of personal injury lawsuits for certain recklessness and other\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/aldlawfirm.com\/es\/blog\/los-empleadores-no-siempre-estan-protegidos-por-el-seguro-de-accidentes-laborales\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Employers not always protected by workers\u2019 comp - Ainsman Levine\" \/>\n<meta property=\"og:description\" content=\"Pennsylvania has a public policy bargain where injured workers receive compensation for lost wages and medical expenses without having to prove fault. In return, their employers receive protection against costly and possibly lengthy lawsuits. While Pennsylvania\u2019s workers\u2019 compensation grants this protection, employers also face the risk of personal injury lawsuits for certain recklessness and other\" \/>\n<meta property=\"og:url\" content=\"https:\/\/aldlawfirm.com\/es\/blog\/los-empleadores-no-siempre-estan-protegidos-por-el-seguro-de-accidentes-laborales\/\" \/>\n<meta property=\"og:site_name\" content=\"Ainsman Levine, LLC\" \/>\n<meta property=\"article:publisher\" content=\"http:\/\/facebook.com\/AinsmanLevineLLC\/\" \/>\n<meta property=\"article:author\" content=\"http:\/\/facebook.com\/AinsmanLevineLLC\/\" \/>\n<meta property=\"article:published_time\" content=\"2020-04-09T06:46:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-12-19T06:48:23+00:00\" \/>\n<meta name=\"author\" content=\"Richard C. 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Levine","image":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/secure.gravatar.com\/avatar\/c7931f99933cd2f9dab1d65e70eec4753c472c94d749fce0d7fd4049dd6b3266?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/c7931f99933cd2f9dab1d65e70eec4753c472c94d749fce0d7fd4049dd6b3266?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/c7931f99933cd2f9dab1d65e70eec4753c472c94d749fce0d7fd4049dd6b3266?s=96&d=mm&r=g","caption":"Richard C. Levine"},"description":"Richard C. Levine es el fundador de Ainsman Levine, LLC en Pittsburgh, Pensilvania. Con 30 a\u00f1os de experiencia en el \u00e1mbito jur\u00eddico, se especializa en casos de lesiones personales, indemnizaci\u00f3n laboral, negligencia m\u00e9dica y lesiones catastr\u00f3ficas. Su pr\u00e1ctica tambi\u00e9n abarca casos de muerte por negligencia, responsabilidad civil por las instalaciones, productos defectuosos y una amplia gama de reclamaciones por accidentes. El Sr. Levine est\u00e1 habilitado para ejercer en Pensilvania, en el Tribunal de Distrito de los Estados Unidos para el Distrito Oeste de Pensilvania y en el Tribunal de Apelaciones de los Estados Unidos para el Tercer Circuito. Obtuvo su Doctorado en Derecho (J.D.) en la Facultad de Derecho de la Universidad de Pittsburgh y una licenciatura (B.A.), cum laude, en la Universidad de Pittsburgh.","sameAs":["https:\/\/aldlawfirm.com","http:\/\/facebook.com\/AinsmanLevineLLC\/","https:\/\/www.instagram.com\/p\/DV0nriXlK_3\/","https:\/\/www.linkedin.com\/company\/ainsman-levine-llc","https:\/\/www.ilawconnect.com\/pittsburgh\/attorney\/ainsman-levine-llc","https:\/\/x.com\/https:\/\/x.com\/ainsmanlevine","https:\/\/www.linkedin.com\/in\/richard-levine-3863762a","https:\/\/www.yelp.com\/biz\/ainsman-levine-pittsburgh-2","https:\/\/profiles.superlawyers.com\/pennsylvania\/pittsburgh\/lawyer\/richard-c-levine\/28e2219e-f2dc-42e4-a57d-df5fc2f098e5.html","https:\/\/www.lawyer.com\/firms\/ainsman-levine-drexler-llc.html","https:\/\/www.datanyze.com\/companies\/ainsman-levine\/3920152"],"url":"https:\/\/aldlawfirm.com\/es\/blog\/author\/richard-c-levine\/"}]}},"_links":{"self":[{"href":"https:\/\/aldlawfirm.com\/es\/wp-json\/wp\/v2\/posts\/2236","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/aldlawfirm.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/aldlawfirm.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/aldlawfirm.com\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/aldlawfirm.com\/es\/wp-json\/wp\/v2\/comments?post=2236"}],"version-history":[{"count":1,"href":"https:\/\/aldlawfirm.com\/es\/wp-json\/wp\/v2\/posts\/2236\/revisions"}],"predecessor-version":[{"id":2239,"href":"https:\/\/aldlawfirm.com\/es\/wp-json\/wp\/v2\/posts\/2236\/revisions\/2239"}],"wp:attachment":[{"href":"https:\/\/aldlawfirm.com\/es\/wp-json\/wp\/v2\/media?parent=2236"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/aldlawfirm.com\/es\/wp-json\/wp\/v2\/categories?post=2236"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/aldlawfirm.com\/es\/wp-json\/wp\/v2\/tags?post=2236"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}